Fortune Cookie

December 18, 2009

My mother went to eat at an asian restaurant a few months ago.  And she brought me home a fortune cookie.  My fortune cookie fortune from September 17, 2009…

Fortune Cookie

My mother was happy to read this!  She wrote the date on the back of the fortune and posted it up on the refrigerator.   We have been patient.  We deserved some good things.  For the past two years, I’ve been trying to bootstrap a business.  I haven’t worked.  I have had virtually no income.  And I have been under a mountain of debt the entire time, half of it following me from a previously failed business (my candy machine business).

It was a wild ride during these three months!!!  A lot of things in my life (and my mother’s) have gone from bad to good during these three months!

1) My mother finally got her inheritance over a year after the death of her sister.  And not a moment too soon, because she had finally run out of her retirement funds, which is totally my fault.

2) Due to #1 happening, I was able to settle over $60K of outstanding debt with my creditors.  I have mixed feelings on this.  On the one hand, I feel responsible for my debt.  All I wanted was for my creditors to give me some time to get on my feet with a new job, or my business to finally generate some income.  They were not very interested in postponing payment any longer than they had already.  So they move the debt into collections and resolve to take a loss on the funds they loaned me.  So, in effect, I am one of the contributors to this economic mess we are in.  Obviously, I am not alone, and my debts pale in comparison to those of others.  Nevertheless, I feel responsible for my debt.

So I worked within the constraints of my creditors to pay off whatever I could.  Granted, I had to rob Peter to pay Paul (I borrowed money from my mother, yet again).  I suppose it’s better than bankruptcy where I would have paid absolutely nothing, except to a bankruptcy attorney.  So I feel better about that at least.

The greatest feeling, though, is to finally be out from under that staggering amount of debt.  And I vow to never abuse my credit again.  I probably won’t be credit worthy for the next seven years anyway.  But as I recently read, it is better to fear debt, then to fear credit worthiness.  =]

3) ScheduleWise keeps picking up customers!  We got our first customer on Thanksgiving day!  Woo Hoo!  The pressure comes off of you when you get your first customer is tremendous.  It’s like you can finally breathe again because your new customer has just validated your sense of purpose.  And with that one, the proverbial floodgates are opening.  We’ve had so much interest since then.  And we have three new customers since!

4) I finally completed my application to the Navy Reserves.  I have always wanted to join the service, and so I finally applied with Navy Intelligence.  I had a great interview this past week, but am keeping my expectations low because the program is very competitive.  If I don’t get in, well, at least I know I put my best foot forward.

5) I have been applying for work for various positions for some time now.  Nothing has panned out.  And I’ve had only one interview with Roper Hospital in Charleston.  Well, thanks to my sister-in-law, Carmen, for putting me in touch with a recruiter, I managed to get an interview with Coca-Cola.  Originally, they considered me over-qualified and didn’t want to interview me, but my recruiter convinced them.  After the interview, they hired me right away (well, within a week)!  And I was supposed to start in mid-January.  But I think the icing on the cake regarding my fortune cookie, was that I started this new job exactly on December 17!

– – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – – –

So good things were definitely in store for me.  I have had almost a complete reversal of fortune.  And as I sit and reflect, I can look at this fortune and say, “Bah humbug!”  But I put so much thought into how wonderful it would be if good things did happen.  And to my surprise, they did!  And it really feels wonderful!

P.S.  Now I know you’re wondering about those lottery numbers!  Yes, I did play them.  And no, I didn’t win.

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